Explore topic-wise InterviewSolutions in .

The Diwani Adalat was presided over by Collector.

The total number of nationalized banks in India is 19

The correct answer is Teesta.

• ​​The Teesta River originates from the Pahunri (or Teesta Kangse) glacier and flows southward through gorges and rapids in the Sikkim Himalaya.
• The river then goes merging up with the Brahmaputra River after it bifurcates the city of Jalpaiguri and flows just touching Cooch Behar district at Mekhliganj and moves to Fulchori in Bangladesh.
• Teesta river ultimately drains into the Brahmaputra at Teestamukh Ghat in Kamarjani- Bahadurabad in the Rangpur district of Bangladesh. 
• The Teesta Basin in India extends over an area of 9,855 sq. km, which is nearly 0.28% of the total geographical area of the country.
• The basin lies in the states of Sikkim and West Bengal. 
• Hence it is a minor river basin in India as its catchment area is less than 2,000 sq. km.
• Teesta is a major river basin of Bangladesh.

• On the basis of the size of the watershed, the drainage basins of India are grouped into three categories:
  • Major river basins
    • ​With more than 20,000 sq. km of the catchment area.
    • It includes 14 drainage basins such as
      • The Ganga,
      • The Brahmaputra,
      • The Krishna,
      • The Tapi,
      • The Narmada,
      • The Mahi,
      • The Pennar,
      • The Sabarmati, the Barak, etc. 
  • Medium river basins
    • With a catchment area between 2,000-20,000 sq. km.
    • Incorporating 44 river basins such as the Kalindi, the Periyar, the Meghna, etc.
  •  Minor river basins
    • With a catchment area of less than 2,000 sq. km
    • Include a good number of rivers flowing in the area of low rainfall.

• ​Kaziranga National Park is located in Assam.
• Kaziranga National Park is one of India’s oldest reserve areas.
• It is located in Golaghat and Nagaon, in the Karbi Anglong district of Assam in northeast India.
• The park is administered by the forest department of the Assam State Government.
• Kaziranga national park is famous for being the world's largest habitat for the great one-horned rhinos.
• It was declared a World Heritage Site by UNESCO in 1985.

Thus, "Kaziranga" the famous Sanctuary of Assam is famous for rhinos.

The following National parks are most famous in India:

The correct answer is September 29.

• World Heart Day is celebrated every year on 29 September.
  • Cardiovascular disease (CVD) is accountable for nearly half of all NCD deaths making it the world's number one killer.
  • Created by the World Heart Federation, World Heart Day informs people around the globe that CVD, including heart disease and stroke, is the world’s leading cause of death claiming 17.9 million lives each year, and highlights the actions that individuals can take to prevent and control CVD.
  • It aims to drive action to educate people that by controlling risk factors such as tobacco use, unhealthy diet and physical inactivity, at least 80% of premature deaths from heart disease and stroke could be avoided.

The correct answer is 11th July.

World Population Day 

• It is observed globally on 11th July.
• To raise awareness about the impact of a growing population and gender equality.
• The theme of World Population Day 2020:
  • Putting the brakes on COVID-19: Safeguarding the health and rights of women and girls.

• 2nd  Feb - World Wetlands Day 
• 22nd Mar - World Day for Water
• 7th Apr - World Health Day
• 30th Apr - Ayushman Bharat Diwas
• 5th Jun - World Environment Day

The correct answer is Trade.

"Dunkel Draft" is concerned with Trade.

• Arthur Dunkel
  • It was related to Uruguay Round.
  • It was the Negotiations of the GATT.
  • It compiles the 'Dunkel Draft' in December 1991.
  • The draft put together the results of negotiations and provided an arbitrated solution to issues on which negotiators failed to agree.
  • The Dunkel Draft was accepted and became the foundation of the World Trade Organization.

The correct answer is Mahesh Bhatt and Vikram Bhatt.

• The Dadasaheb Phalke Award has the reward of 10 Lac rupees and a golden Lotus.
• The Dadasaheb Phalke Award is presented annually at the National Film Awards ceremony by the Directorate of Film Festivals.
• Directorate of Film Festivals is an organisation set up by the Ministry of Information and Broadcasting.

​

• It was first awarded in 1969 to Devika Rani.
• Recently in 2019, It was awarded to Mr. Amitabh Bachchan

​

• The award was introduced by the Government of India to commemorate Dadasaheb Phalke's contribution to Indian cinema in 1969.
• Phalke was popularly known as and often regarded as "the father of Indian cinema".
• The theme of the Event 2018 was “Child Safety”.

Correct option: iv) Federal Bank

Write example for each.

Life Insurance Company : Life insurance companies are institutions that provide security to life and property of individuals. 

Eg. Life Insurance Corporation of India.

Non – Life insurance companies: These are institutions that provide security to individuals from the loss incurred due to accident and natural calamity. 

Eg. General insurance companies

a – State Co-operative Bank 

b – District Co-operative Bank 

c – Primary co-operative Bank

The institutions that give financial assistance for the development of certain areas only are called specialized banks. 

NABARD is a specialized bank. Its features are:

1. The apex bank operating for agricultural and rural development. 

2. Co-ordinates all banks working for rural development.

3. Gives financial assistance to agriculture, handicrafts and small scale industries.

Co-operative banks operate on the basis of principles like co-operation, self-help and mutual help. They have been set up for rural development. Co-operative banks were set up with the aim of extending financial help to farmers, handicrafts men, small scale industrialists, etc.

The objectives of Co-operative banks are:

1. Give loans to people 

2. Save the rural folk from the exploitation of private money lenders 

3. Give loan at low rate of interest 

4. Promote saving habits among the rural folk

National Bank for Agricultural and Rural Development

Mudra bank stands for micro-units development and refinances agency banks. It is a public sector financial institution in India that provides loans to low rates of interest to microfinance institutions and small scale entrepreneurs.

current deposit.

Option : (b).Current deposit

Option : (a).Kudumbasree

Option : (c). No interest

Option : (b). Loan to small scale entrepreneurs 

• Provide small lending 
• Provide financial help to microfinance and small entrepreneurs.

In core banking, all the branches of the banks are brought under a central server to enable transaction from one bank to another. By using this facility, a customer can send money from his bank account to his friend’s account else where.

• Co-operation 
• Self help 
• Mutual help 

The private banks which are given license after 1991, in the third phase of the growth of banking sector are called New Generation Banks. These banks adopted new trends in banking sector like ATM, credit card, phone banking, net banking, and core banking. They have also adopted steps to make the proceeding easy and simple.

A “Government company” is defined under Section 2(45) of the Companies Act, 2013 as “any company in which not less than 51% of the paid – up share capital, is held by the Central Government, or by any State Government or Governments, or partly by the Central Government and partly by one or more State Governments, and includes a company which is a subsidiary company of such a Government company”.

Option : (b).Co-operative banks

Option : (c).Micro finance

Option : (b).Share deposit

Locker facility.

Overdraft allows a current account holder to withdraw more amount than his deposit.

Option : (b). Apex body in the state co-operative sector.

Non-Banking financial institutions that operate under the supervision of the Reserve Bank of India. They are registered under the Company Act 1936 and carry out the basic functions of the Banks. Mutual fund institutions and insurance companies are non-banking financial companies because they do not carry out all the functions of Banking institutions

ATM helps customers to withdraw money without stepping into the banks.

Option : (a).Current deposit

Correct option: 1. Current deposit

The law of diminishing returns is one of the very old laws in economics. Sir Edward West was the first to explain this law. It states that when an additional unit of a variable factor is applied while other factors are fixed, the total product increases at a decreasing rate. According to Prof. Boulding, “As we increase the quantity of one input which is combined with a fix quantity of the other input, the marginal physical productivity of the variable input must eventually decline.” 

Similarities :

• Banks; Banks accept deposits from the public and grant loans to the needy subject to conditions. They operate on the basis of the general guidelines and conditions set by the Reserve Bank of India.
• Non banking financial institutions : They do basic banking functions like accepting deposits and lending loans. They also operate under the guidelines of RBI. 

 Differences :

• Banks provide services like withdrawal of cash by cheque, mail transfer and locker facilities. 
• Non banking financial institutions do not provide services like withdrawal of cash by cheque, mail transfer and locker facilities.