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This section includes InterviewSolutions, each offering curated multiple-choice questions to sharpen your knowledge and support exam preparation. Choose a topic below to get started.
| 6851. |
A scheduled bank must be: a) Company incorporated by any law in force in any place in India. b) An institution notified by GOI. c) A company as defined by Companies Act, 2013. d) All of the Above e) None of These |
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Answer» d) All of the Above |
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| 6852. |
A money deposited in a bank that cannot be withdrawn for a preset fixed period of time is known as:a) Checking Account b) Term Deposit c) No Frills Account d) None of These |
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Answer» A money deposited in a bank that cannot be withdrawn for a preset fixed period of time is known as Term Deposit. |
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| 6853. |
FD in commercial bank can be done for maximum period of:a) 10 Yearsb) 15 Yearsc) No Limitd) 9 Yearse) None of These |
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Answer» FD in commercial bank can be done for maximum period of 10 Years. |
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| 6854. |
When the purchasing power of money decreases then rate of Inflation: a) Increases b) Decreases c) May be Increase/Decrease d) None of these |
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Answer» When the purchasing power of money decreases then rate of Inflation Increases |
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| 6855. |
Financial Inclusion is:a) Delivery of banking services at an affordable cost to weaker sections b) Delivery of financial services at an affordable cost to weaker sections c) Social responsibility of banking and government system d) All of Above e) None of These |
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Answer» d) All of Above |
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| 6856. |
The securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI) meant recovery of loans which have become NPA is not applicable to:a) Financial Institutes of Government b) Non - Banking Financial Companies c) Small & Cooperative Banks d) None of These |
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Answer» The securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI) meant recovery of loans which have become NPA is not applicable to Non - Banking Financial Companies. |
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| 6857. |
An index of financial inclusion has been launched for first time in 2008 by:a) NSEb) ICRIERc) BSEd) RBIe) None of These |
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Answer» An index of financial inclusion has been launched for first time in 2008 by ICRIER. |
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| 6858. |
Mutual funds regulated by? |
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Answer» Mutual funds regulated by SEBI. |
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| 6859. |
Mutual Funds are regulated by:a) Reserve Bank of India b) Securities and Exchange Board of India c) Mutual Funds Board of India d) None of these |
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Answer» Mutual Funds are regulated by: Securities and Exchange Board of India |
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| 6860. |
Mutual Fund Market regulated by:a) Reserve Bank of India b) Securities and Exchange Board of India c) Unit Trust of India d) None of these |
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Answer» Mutual Fund Market regulated by Securities and Exchange Board of India. |
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| 6861. |
Financial assistance for a sum of Rs. 5,000 can be called as:a) Short Term Money b) Little Finance c) Micro Finance d) Small Finance e) None of These |
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Answer» Financial assistance for a sum of Rs. 5,000 can be called as Micro Finance. |
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| 6862. |
Who is the CEO of NITI Aayog ?a) SindhuShriKhullar b) ArvindPanagariya c) NarendraModid) ArvindKejriwal e) None of these |
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Answer» SindhuShriKhullar is the CEO of NITI Aayog . |
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| 6863. |
In 1976, Narang Bank of India was acquired by which of the following bank:a) UCO Bank b) Union Bank c) United Bank of Indiad) None of these |
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Answer» In 1976, Narang Bank of India was acquired by United Bank of India |
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| 6864. |
Vijay Mallya as 'Willful Defaulter' is declared bya) United Bank of India b) Canara Bank c) Dena Bank d) None of these |
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Answer» Vijay Mallya as 'Willful Defaulter' is declared by: United Bank of India |
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| 6865. |
During the period of Inflation, tax rates should: a) Increase b) Decrease c) Fluctuate d) None of these |
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Answer» During the period of Inflation, tax rates should Increase |
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| 6866. |
"Rupiya" in our country was introduced by:a) Akbar b) Prithvi Raj Chouhan c) Chandra GuptMoryaa d) Sher Shah Suri e) None of These |
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Answer» "Rupiya" in our country was introduced by Sher Shah Suri. |
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| 6867. |
The Mutual funds in India follow accounting standards laid by? |
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Answer» The Mutual funds in India follow accounting standards laid by SEBI. |
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| 6868. |
Maximum age for retirement for MD/CEO of all private banks is a) 60 yearsb) 65 years c) 70 years d) None of these |
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Answer» Maximum 70 years age for retirement for MD/CEO of all private banks is. |
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| 6869. |
'Financial Exclusion' is: a) Exclude the Finance b) Lack of Access to Financial Services c) Instability of Financial Services d) None of these |
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Answer» 'Financial Exclusion' is: Lack of Access to Financial Services |
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| 6870. |
What is an open Market Operations? |
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Answer» An open market operation is an instrument of monetary policy which involves buying or selling of government securities from or to the public and banks. |
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| 6871. |
Interest on savings account is calculated on which basis? |
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Answer» Interest on savings account is calculated on Daily basis. |
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| 6872. |
Two new Savings Bank products for children namely ‘PehlaKadam and PehliUdaan’ introduced by a) State Bank of Indiab) United Bank of Indiac) Axis Bankd) None of these |
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Answer» Two new Savings Bank products for children namely ‘PehlaKadam and PehliUdaan’ introduced by State Bank of India |
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| 6873. |
Initially there were how many associate banks of State Bank of India in 1959:a) Seven b) Five c) Two d) None of these |
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Answer» Initially there were Seven associate banks of State Bank of India in 1959 |
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| 6874. |
Which of the following is not a money market instrument:a) Commercial Paper b) Treasury Bills c) Loans and Advances d) None of these |
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Answer» Loans and Advances is not a money market instrument |
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| 6875. |
What is the means of LAB:a) Legislatively Assembled Banks b) Lawfully Authorized Banks c) Local Area Banks d) None of these |
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Answer» LAB means Local Area Banks |
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| 6876. |
What is the means of EXIM:a) Export and Import Bank of India b) Exchange in Monetary Transaction c) Export in Monetary Transaction d) None of these |
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Answer» EXIM means Export and Import Bank of India . |
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| 6877. |
Interest on savings bank account now calculated by the banks on:a) Daily Product Basis b) Monthly Product Basis c) Weekly Basis d) None of these |
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Answer» Interest on savings bank account now calculated by the banks on Daily Product Basis |
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| 6878. |
World Bank was established in the year:a) 1955 b) 1942 c) 1944 d) None of these |
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Answer» World Bank was established in the year 1944 |
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| 6879. |
The instrument can not be presented for the payment in the Clearing House is:a) Fixed Deposit Receipt b) Dividends c) Demand Drafts d) None of these |
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Answer» The instrument can not be presented for the payment in the Clearing House is: Fixed Deposit Receipt |
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| 6880. |
Apex institution which handles refinance for agriculture and rural development in India is:a) NABARD b) SEBI c) SIDBI d) None of these |
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Answer» Apex institution NABARD handles refinance for agriculture and rural development in India is: |
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| 6881. |
First Bank in India to launch EMI facility on debit cards:a) SBI b) Axis Bank c) ICICI Bank d) None of these |
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Answer» ICICI Bank is first Bank in India to launch EMI facility on debit cards. |
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| 6882. |
What is the means of NEFT:a) National Electronic Funds Transfer b) National Electronically Financial Transfer c) Non - Electronic Fund Transfer d) None of these |
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Answer» NEFT means National Electronic Funds Transfer. |
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| 6883. |
Minimum Limit for sending money to Nepal through NEFT (National Electronic Fund Transfer) in a single day ?a) 10000 b) 50000 c) No limit d) 200000 e) None of these |
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Answer» 50000 Minimum Limit for sending money to Nepal through NEFT (National Electronic Fund Transfer) in a single day . |
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| 6884. |
Contemporary Currency notes have ___ languages on the panel which appear on the reverse of the note.a) 14 b) 12 c) 16 d) 13 e) 15 |
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Answer» Contemporary Currency notes have 15 languages on the panel which appear on the reverse of the note. |
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| 6885. |
_______ language is appeared on the reverse of the banknote:a) Punjabi b) Hindi c) Englishd) None of These |
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Answer» English language is appeared on the reverse of the banknote. |
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| 6886. |
Number of Language appearing on Bank notes are:a) 18 b) 15 c) 19 d) None of These |
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Answer» Number of Language appearing on Bank notes are 15. |
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| 6887. |
State Bank of India comes in to existence in the year: a) 1947 b) 1955 c) 1959 d) None of these |
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Answer» State Bank of India comes in to existence in the year 1955. |
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| 6888. |
Banking comes under:a) Agriculture Sectorb) Rural Sectorc) Service Sectord) Finance Sectore) None of These |
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Answer» Banking comes under Service Sector. |
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| 6889. |
BharatiyaMahila Bank Limited on 19 November, 2014 launched its Internet Banking Facility. Name of it was:a) BMB Net b) BMB Onlinec) BMB Smartbanking d) None of these |
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Answer» BharatiyaMahila Bank Limited on 19 November, 2014 launched its Internet Banking Facility. Name of it was: BMB Smartbanking |
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| 6890. |
When a person publicly announces that he can not repay loans, it is called _____ in banking language:a) Poor Credit worthiness b) Bankruptcy c) Willful Defaulter d) None of These |
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Answer» When a person publicly announces that he can not repay loans, it is called Bankruptcy in banking language. |
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| 6891. |
Which language is prominently displayed in the center where other languages are also appeared in the note:a) Urdu b) Hindi c) Gujarati d) None of These |
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Answer» Hindi language is prominently displayed in the center where other languages are also appeared in the note. |
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| 6892. |
What is NEFT and RTGs? |
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Answer» NEFT National Electronic Funds Transfer (NEFT) is a payment system that facilitates one-to-one funds transfer. Using NEFT, people can electronically transfer money from any bank branch to a person holding an account with any other bank branch, which is participating in the payment system. The NEFT transactions can be carried out in bulk and repetitively. RTGS Real Time Gross Settlement (RTGS) is another payment system in which the money is credited in the beneficiary’s account in real time. This fund transfer method is typically used to transfer enormous sum of money. |
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| 6893. |
SEBI is which kind of body? |
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Answer» SEBI is Market Regulating Body . |
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| 6894. |
The term not related to economics is:a) Consumer Surplus b) Law of Motion c) Law of Demand d) Diminishing Marginal Utility e) None of These |
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Answer» The term not related to economics is Law of Motion. |
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| 6895. |
Name of the bank which first time introduce the merchant banking in India is:a) Imperial Bank of India b) Grindlays Bank c) United Bank d) London Bank e) None of These |
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Answer» Grindlays Bank is first time introduce the merchant banking in India . |
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| 6896. |
Merchant Banking comes into existence in India in:a) 1971 b) 1964 c) 1965 d) 1967 e) None of These |
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Answer» Merchant Banking comes into existence in India in 1967. |
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| 6897. |
The merchant banking activities in India are governed by which of the following bodies:a) SEBIb) IRDAc) RBId) None of these |
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Answer» The merchant banking activities in India are governed by SEBI fthe following bodies: |
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| 6898. |
How many Public Sector Banks were nationalized on 19 -07 -1969:a) 14 b) 15 c) 16 d) None of these |
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Answer» 14 Public Sector Banks were nationalized on 19 -07 -1969 . |
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| 6899. |
How many Public Sector Banks are nationalized:a) 14 b) 20 c) 21 d) None of these |
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Answer» 14 Public Sector Banks are nationalized . |
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| 6900. |
Name of the commission which distributes the taxes between center and states:a) National Development Council b) Finance Commission c) Direct Tax Commission d) Planning Commission e) None of These |
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Answer» Finance Commission distributes the taxes between center and states. |
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