1.

A bank offers 5% compound interest calculated on half-yearly basis. A customer deposits Rs. 1600 each on 1st January and 1st July of a year. At the end of the year, the amount he would have gained by way of interest is:

Answer»

<P>For january it will be CALCULATED as

CI = P ( 1 + r/100)^t

P = 1600

r = 5% half yearly

t = 2 half YEARS


= 1600 ( 1 + 5/100)^2

= 1600 (1 + 1/20)^2

= 1600 * 21/20 * 21/20

CI for january at the end if the year = 1764


For july it will be calculated as

CI = P ( 1 + r/100)^t

P = 1600

r = 5% half yearly

t = 1 half year


= 1600 ( 1 + 5/100)^1

= 1600 (1 + 1/20)

= 1600 * 21/20

= 1680


CI for july at the end if the year = 1680


total amount would be 1764 + 1680 = 3444



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